One of the most frequently asked questions we receive when planning for term insurance is, “How long of an increment do I need?”

As you might expect, the answer is “it depends” and there are pros and cons to each option depending on your client’s specific needs and situation. TDC Life Principal Tyler Horning walks you through these considerations including premium differences, conversion options, and why structuring your term insurance in shorter increments might give you the best of both worlds.